­ The use of our website

Our website (tmfbrokerage.co.uk) is operated by Trade & Merchant Finance Brokerage Limited (‘Our’, ‘We’, ‘TMF Brokerage’). Our company number 8726900 registered in England and Wales, and our registered office is at 124 City Road, London, EC1V 2NX.

­ Use of our website – Acceptance of our Terms & Conditions

Your access to and use of tmfbrokerage.co.uk is subject to our Terms and Conditions -exclusively. You may not use this Website for any purpose that is unlawful or prohibited by our Terms and Conditions. By using our Website you are fully accepting the terms, conditions and disclaimers contained within our notice. If you do not accept our Terms and Conditions you must at once stop using our Website. Use of our website will constitute as acceptance our Terms and Conditions.

Copyright

The copyright in all content included on our website are owned by us or licensed to us. You are allowed to download, save or print out content for the purposes of reading the content or considering any products/services advertised on our website. All other use of the content on our website is prohibited, including (without limitation) reproducing the content in any form for commercial purposes.

You must not use our website:

• For any fraudulent purpose, or in connection with a criminal offence or other unlawful activity.
• In any way that may block, diminish or damage access to our website, whether by you or in collaboration with others.
• To transfer, broadcast, reproduce or publish our content for commercial reasons.
• Content that violates other’s copyright or intellectual property rights, or that violates any right of privacy, confidentiality or legal privilege.
• To upload corrupt files, files containing viruses or programs or software that may be harmful to other’s computers.

Accuracy of our website content

We reserves the right to change or remove our Website or any part of it without notice and you confirm                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       that we will not be liable to you for any such change or removal; and any change to our Terms and Conditions at any time, and your continued use of our Website following any changes would be considered as your acceptance of all such change.

­ Link to any third party websites

Our Website may include links to third party websites which are simply for your convenience and information.   TMF Brokerage does not control or maintain these websites.  Hence, we are not responsible for the content or availability of any such sites.  Any third party website links is not an endorsement of such websites and your use of our website would be considered as your acceptance of our Terms & Conditions.

­ Limitation of our Liability

Our liability is limited to the extent permitted by law, we are not liable for any direct or indirect damage or loss arising under these terms and conditions or in connection with our website (without limitation) including loss of business, profits, contracts, opportunity, tort (including negligence) goodwill, income, revenue arising out of or in connection with the use or hosting of our Website.   We do not accept any liability for viruses even though we have taken reasonable attempts to exclude viruses from our website. We make no warranty that the functionality of our Website will be uninterrupted or the server used to host our website is free of viruses. Nothing in these terms and conditions shall exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

­ Indemnity

You agree to indemnify us and keep us indemnified against any losses, damages, costs, liabilities and expenses without limitation in relation to legal expenses and/or any amounts paid by us to a third party in settlement of a claim or dispute on the advice of our legal team incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Jurisdiction & Governing Law

Our Terms and Conditions are governed by and construed in accordance with English law and you declare submission to the exclusive jurisdiction of the English courts.

­ Non Advice – Important Notice – Disclaimer

The contents of our Website do not form part of giving advice.  Our website provides generic information only. The information may not always apply and should not be relied upon in making or refraining from making a decision regarding your business and your particular circumstances. Please also see our legal information and privacy policy.

Warranties & Liability

You will be fully responsible to ascertain the suitability and creditworthiness of any provider(s)/Lender(s). TMF Brokerage will not have any duty to verify the credit rating of, or other information with respect to, any Provider(s)/Lender(s) and we make no representation or warranty to you with respect to any Provider(s)/Lender(s) or the services that they provide. TMF Brokerage cannot make any warranty that the services offered by a Lender(s)/Provider(s) will meet your business needs. No information, whether verbal or in writing, given to you by TMF Brokerage will not create any warranty.

­ Introductions {Bank(s), Specialist Lender(s)/Provider(s)}

Kindly, note that Trade & Merchant Finance Brokerage is an independent brokerage and as such we cannot act for you (as agent or otherwise) and we cannot owe you any fiduciary duty. Our role is to introduce you to a number of financial institutions or service providers, which might be appropriate for your business requirements.   We do not provide advice to you; the decision in selecting a lender/provider for your business is yours. If you place your business with a lender/provider that we have introduced, we are paid a commission from that lender/provider.  We may also charge you an introduction fee in addition to the commission from the lender/service provider for making an introduction; however our fee will be agreed with you at the outset in writing.

­ General Disclaimer

If any of our Terms and Conditions are regarded to be illegal or unenforceable in whole or in part, by a court or competent authority this will not invalidate the remaining Terms and Conditions and they will continue to be binding and enforceable.

The commercial relationship between Trade & Merchant Finance Brokerage and you is of an independent contractor, and no agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and Trade & Merchant Finance Brokerage is intended or created.